...or Insane Plunge? I'm on the brink of starting the process of owning my first home. I have made an offer for a condo, which makes me a little scared just thinking about it. I have a good job, my only debt is my car loan, and the mortgage payments will only be about $150 more than my current rent. However, there is no guarantee that I will keep my job, as so many around me are losing theirs...
So, here's a question for you all: In this economy, am I out of my frickin' mind?!?!?
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19 comments:
No. You'll be fine.
Great time to buy!
Good luck!
We haven't reached the bottom yet. My condo is worth about half of what it was just three years ago. The association fees have doubled and with taxes I'm laying out about the same amount of cash as I was paying in rent twelve years when I bought it.
Take your time and look around. It's a buyer's market to an extreme degree, so get as much leverage with your down payment as possible. An unattached house is a better investment though, but even with a condo your down payment will eventually grow more than if it was in stocks and bonds.
I think you'll be fine. My place is still worth more than I paid for it in 2004, although my HOAs have gone up (bastards).
If it weren't for the wedding expenses I would be seriously looking to buy again. There are some great deals out there.
Owning a place of your own is great. And owning a condo is even better because you don't have to do the yard work!
:)
Does it have a guest room?
I'm sorry--I just have have to vent, ferret. I wouldn't want to come across as abusive and get myself in trouble.
Phylloflix makes me wanna barf. Self-righteousness never looks good....quite old
,ugly and dried-out.
Funny how Suza can call people names like 'mouth-breathing Troll' and it's perfectly acceptable.
Typical liberal double-standards.
No humor indeed, fattieflix.
anonymous - Wha---? Is this a carry over from LaSalle's blog? I get really confused when you guys continue arguments here that were started at SFGate. I always feel like I came in at the end of a conversation...
I'm sorry. I probably don't even make sense...my brain is about to explode. It get everything backwards, you know--I'm a lefty.
I hate that old bag--she's mean! And I don't even think it's really a woman, to tell you the truth. She's a fake.
gets, gets!
WV: pelaved. Hmm-I think they invented it just for me.
I'm confused. I thought we were talking about buying property?
and yet, weirdly enough, the people I've found that are most ridiculously sensitive about name calling are the same people who are willing to say horrible things to other people. Lack of self-awareness and empathy. Although if you've had a brain injury, it can impact your ability to empathize so you don't understand that what you are saying is hurtful to other people even though your feelings are still hurt. It's very weird.
Personally, I try to consider the source. If its AnonyGina then I pretty much disregard anything that comes out of it's keyboard as trolling.
yep, I readily admit that I am a bitch to people who deserve it. you have regularly confirmed that you are one of those people. if you didn't think I was a bitch you would be totally misreading my communications to you. :)
em·pa·thy Listen to the pronunciation of empathy
Pronunciation:
\ˈem-pə-thē\
Function:
noun
Etymology:
Greek empatheia, literally, passion, from empathēs emotional, from em- + pathos feelings, emotion — more at pathos
Date:
1850
1: the imaginative projection of a subjective state into an object so that the object appears to be infused with it2: the action of understanding, being aware of, being sensitive to, and vicariously experiencing the feelings, thoughts, and experience of another of either the past or present without having the feelings, thoughts, and experience fully communicated in an objectively explicit manner ; also : the capacity for this
And I'm almost positive I'm cuter than you. And thinner.
Well, dear, you got it all wrong about me--again. I may be bankrupt, but I'm positive there's some financial gain in the future for me--if you get my drift. My 'man' didn't leave me, and I don't support the children--he does.
I've paid my dues ten times over and then some. I've earned a 'vacation at the ranch'. What have you done for anyone else in your life that didn't involve some pay-off for you first? You couldn't even rise to the occasion of giving birth to an innocent child and making a sacrifice for someone else besides yourself--you made your child pay for your actions--that's morally bankrupt in my book.
Yes, I agree--we do make choices. You chose one path, I chose another. And we'll see in the end whose choices bore the most fruit.
See? I can do bitch even better than you.
suzagoob rocks.
.
gina, even if I gave a hoot about what you think about me your comments wouldn't hurt me at all - your writing is that ineffectual.
and...our conversation is permanently over. I wish you only good.
Oh, and one more thing...I had the baby Suza, and he was born on Christmas...
My dear hostess, I wish you nothing but the best with your new purchase. I think the long term future can only be brighter, and that bodes well for your timing.
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